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Supplement Premiums Are Rising! Stay Savvy, Here’s What You Can Do About It. If you’ve taken a look at your new Medicare Supplement premiums and felt a little “sticker shock,” you’re not alone. With rising rates across the board — including for drug plans — many people are reevaluating their coverage. There are lots of theories about why premiums are increasing, but the truth is: this has been a long time coming. The good news? You still have options — and no, switching to a Medicare Advantage Plan isn’t your only one. Are You on Plan F or Plan G? If you enrolled in Plan F or Plan G when you turned 65, you probably remember how affordable they were — and how comprehensive the coverage was. These were the “Cadillac” plans. But now, with higher premiums, it’s worth asking: is the cost still worth the coverage? Let’s explore your options: 1. Step Down to Plan N Plan N still offers solid coverage, but at a lower monthly premium. It’s a good middle ground for those who want to maintain flexibility without breaking the bank. 2. Consider a High Deductible Plan G This version of Plan G comes with a significantly lower premium, but you’ll have to meet a higher deductible before coverage kicks in. You can pair it with a critical illness or accident plan to help protect against unexpected costs — and still save money ov erall. 3. Take Advantage of the “One-Year Free Look” Not sure if an Advantage Plan is for you? You may be eligible for a one-time, one-year trial of an Advantage Plan with the option to return to a Supplement plan. This lets you try it out without locking yourself in.

Understanding Marketplace Insurance Subsidies and Their Tax Implications 

Welcome to a new insurance experience!

Medicare drug plan changes for 2025! The Inflation Reduction Act has implemented changes that will effect everyone on Medicare. The sooner you understand what is coming, the easier the change will be! If you are on Medicare, you need to tune in to what is happening, learn from an educated agent now so you are not surprised this Annual Enrollment Period. You will not receive this information from CMS or insurance companies until October 15th, and that is too late.

There is so much hubbub around Medicare annual enrolment that sometimes people feel like they must do something but are afraid to! This is completely understandable; people on Medicare are basically harassed from October to December.